The Visa Classic card
For payments worldwide
Using the Visa Classic card, you can make payments in Luxembourg and around the world without any extra fees. On top of that, you'll receive approximately 20 days of free credit.
You will never be short of cash
Thanks to your Visa card, you will never again miss a good deal, because you will always have enough money on you. Almost all retailers in Luxembourg and around the world accept Visa cards – and of course you can also withdraw money from cash machines worldwide.
Pay off the total amount owed once a month and enjoy on average 20 days of free credit.
Monitoring your transactions was never easier
At the end of every month, you will receive a statement detailing all purchases made that month.
Even before you receive your monthly statement, you can track all the activity on your Visa card using CCP Connect, your POST current account's internet banking or CCP Mobile, giving you a detailed look at your expenditure at any time.
You can request a Visa card at any post office.
The following credit limits apply to the Visa Classic card:
|Withdrawal from a POST cash machine (immediate debit from the current account)||
€750 per week1
|Withdrawal from cash machines worldwide (deferred debit)||
€1,250 per day2
|Payments in shops||
€2,000 per month3
1 If you choose the ‘current account' option when withdrawing money from a POST cash machine, the amount will be debited directly from your post current account.
2 while staying within your monthly credit limit.
3 Based on the monthly credit limit agreed between you and POST Luxembourg (standard: €2000). This limit may be temporarily or permanently modified according to your needs and wishes. Contact us if you need to!
3D Secure, the safe online payment service
What is 3D Secure?
3D Secure is an online security service for online credit card payments used by websites displaying the following logos:
What has changed?
3D Secure is evolving in Luxembourg. Using a personal password to validate your internet payments is a thing of the past. From now on, a one-time code will be issued for each one of your transactions. You will receive this code on your LuxTrust Token or by SMS. This ensures that only you as the legitimate card owner can validate the payment.
What do you need to do?
In order to make online purchases on websites that use the 3D Secure service, you must activate 3D Secure for each one of your cards beforehand.
Visit www.3dsecure.lu as of now to activate your credit cards.
POST Connect RTL
Pay for your daily purchases with your contactless card.
No PIN code to enter: place your card next to the terminal and the payment goes through!
You keep the same card: it’s the way you pay that changes!
No more cash falling out of your wallet and getting lost! Pay for your everyday purchases with your contactless credit card. It’s just as secure but much more convenient.
Pay in no time! There’s no need to search for change or insert your card and enter your PIN code for small amounts.
Simply approach the payment terminal with the tip of your card and you’re done!
Is there a payment limit?
In Luxembourg, you can use your contactless credit card irrespective of the amount.
- of less than 25 EUR, no PIN code is required.
- of more than 25 EUR, you are asked for your usual PIN code.
These limits vary by country. Ask your retailer.
As part of security checks, you may occasionally be asked to enter your PIN code. For your first payment with your card, you will be required to insert it into the terminal to activate the contactless feature.
To avoid becoming the victim of fraud, please take the following precautions:
- do not keep your pin number on your card or in your wallet/handbag...
- never give your pin number to other people - your pin number is strictly personal
- shield your pin number from prying eyes when using it in shops or to withdraw money
If your Visa card gets lost or stolen or your pin number is disclosed, contact +352 49 10 10 (24hrs) immediately to block your card. You will not be held responsible for any transactions carried out after the card was blocked.
The following table shows the payment dates for your Visa card. The payment will be automatically debited from your POST current account on the date shown.
|Month||Statement date||Date debited from account|
*proposal because of public holiday