Visa Prestige

The Visa Prestige card makes your life easier, thanks to a large number of benefits and convenient insurances.

Visa Prestige - Convenient and with all the extras

The Visa Prestige card makes your life easier, thanks to a large number of benefits and convenient insurances - all at an unbeatable price!

Enjoy a range of benefits

The Visa Prestige card is your essential travel partner and daily companion – for you and your family. You will receive:

  • increased withdrawal and credit limits (€7500 by default – the credit limit can be modified based on your needs)
  • convenient travel insurances
  • fully reliable insurance in case of problems when travelling
  • concierge service
  • online purchase and delivery protection
  • death and disability cover
  • a range of insurances which allow you to go about your daily life with peace of mind and spend more time doing the things that matter to you
  • possibility of revolving credit

Credit limits

The following credit limits apply to the Visa Gold card:

Withdrawal from a POST cash machine (immediate debit from the current account €750 per week1
Withdrawal from cash machines worldwide (deferred debit) €1750 € /per day2
Payments in shops €7500 € /per month3

1 If you choose the ‘current account' option when withdrawing money from a POST cash machine, the amount will be debited directly from your post current account.
2 If you choose the ‘current account' option when withdrawing money from a POST cash machine, the amount will be debited directly from your post current account.
3 Based on the monthly credit limit agreed between you and POST Luxembourg (standard: € 5000). This limit may be temporarily or permanently modified according to your needs and wishes. Contact us if you need to!

3D Secure, the safe online payment service

3D Secure is an online security service for online credit card payments used by websites displaying the following logos:

Logo Visa & MasterCard

3D Secure is evolving in Luxembourg. Using a personal password to validate your internet payments is a thing of the past. From now on, a one-time code will be issued for each one of your transactions. You will receive this code on your LuxTrust Token or by SMS. This ensures that only you as the legitimate card owner can validate the payment.

In order to make online purchases on websites that use the 3D Secure service, you must activate 3D Secure for each one of your cards beforehand.

Visit as of now to activate your credit cards.


Adoptez un nouveau geste de paiement : approchez le terminal de paiement avec votre carte, c’est payé !
Votre carte reste la même : c’est la manière de payer qui change !

Fini les pièces qui tombent et qui se perdent ! Réglez vos achats du quotidien avec votre carte de crédit contactless. C’est toujours aussi sécurisé, mais bien plus pratique.

Payez en un clin d’oeil ! Plus la peine de faire l’appoint, de patienter ou d'introduire sa carte, ni, pour les petits montants, de composer un code PIN.

Il suffit d'approcher le terminal de paiement avec votre carte et c’est réglé !

Au Luxembourg, vous pouvez utiliser votre carte de crédit contactless quel que soit le montant.

Pour les achats :

  • Inférieurs à 25 EUR, aucun code PIN n’est requis
  • Supérieurs à 25 EUR, votre code PIN habituel vous est demandé.

Ces limites varient selon les pays. Renseignez-vous auprès des commerçants.

Afin d’assurer un contrôle de sécurité, votre code PIN vous sera demandé occasionnellement. De plus, vous devrez introduire votre carte dans le terminal lors de la première utilisation de la carte afin d’activer le mode contactless.


In case of a claim

  • For assistance to persons and vehicles who are travelling and for concierge services: +32 2 541 90 91 (24/7)
  • For online purchase protection, travel, death, disability and peace of mind cover: +352 46 96 01 222 (from Monday to Friday, 8 a.m. – 5.30 p.m.)

For further details, please see: Product sales agreement


To avoid becoming a victim of fraud, please take the following precautions:

  • do not keep your pin number on your card or in your wallet/handbag...
  • never give your pin number to other people - your pin number is strictly personal
  • shield your pin number from prying eyes when using it in shops or to withdraw money

If your Visa card gets lost or stolen or your pin number is disclosed, contact +352 49 10 10 (24hrs) immediately to block your card. You will not be held responsible for any transactions carried out after the card was blocked.

Payment dates

The following table shows the payment dates for your Visa card. The payment will be automatically debited from your POST current account on the date shown.

Month Statement date Date debited from account
December 2019 14/12/2019 27/12/2019
January 2020 25/01/2020 06/02/2020
February 2020 22/02/2020 05/03/2020
March 2020 21/03/2020 02/04/2020
April 2020 25/04/2020 07/05/2020
May 2020 23/05/2020 04/06/2020
June 2020 20/06/2020 02/07/2020
July 2020 25/07/2020 06/08/2020
August 2020 22/08/2020 03/09/2020
Septembre 2020 19/09/2020 01/10/2020
October 2020 24/10/2020 05/11/2020
November 2020 21/11/2020 03/12/2020
December 2020 19/12/2020 31/12/2020*

*proposal because of public holiday